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  • Writer's pictureAaron Norrish

Types Of NDIS Plans: Understanding NDIS Funding Categories

NDIS Funding Categories Explained

The NDIS provides individualized funding to help individuals live independently and manage their support. There are three main NDIS funding categories, also known as support budget categories, which cover reasonable and necessary supports: Core Supports, Capacity Building Supports, and Capital Supports. Understanding these categories is essential for achieving independence and control over your supports.

ndis funding categories
Colurful Picture Types of NDIS Plans

Importance of Understanding Funding Categories

Knowing the differences between funding categories helps you make informed decisions about your support and budget, ensuring you can effectively implement your NDIS Plan. The National Disability Insurance Agency (NDIA) is responsible for managing and approving these funding categories.

Plan management plays a crucial role in understanding and utilizing these funding categories effectively.

Support Budgets: Core, Capacity Building, and Capital

The three main NDIS funding categories are Core Supports, Capacity Building Supports, and Capital Supports. Each category aligns with specific goals and outcomes you aim to achieve. These categories offer funding flexibility to cater to the diverse needs of participants.

Each category covers ‘reasonable and necessary supports’ to help individuals achieve their goals.

Core Supports Budget

  • Assistance with Daily Life: Funding for daily living tasks and activities, such as personal care and household chores. Examples include help with self-care activities, domestic tasks, and consumable items.

  • Transport: Funding for transport expenses related to your disability, including accessible transport, vehicle modifications, and driver training.

  • Consumables: Funding for everyday items and low-risk/low-cost products, such as continence products and mobility aids.

  • Community Participation: Funding to cover the cost of accessing and participating in the community, including social and community participation events and activities.

Capacity Building Supports

Capacity Building Funding is allocated to help individuals become more independent, learn new skills, and achieve their goals.

Support Coordination: Funding for a support coordinator to help you implement your plan and organize your supports, building connections with the community and broader support systems.

Improved Living Arrangements: Funding to help you find suitable accommodation and live more independently, including assistance with property inspections and contract negotiations.

Increased Social Participation: Funding for activities that build your skills in accessing the community, such as tuition fees, art classes, and sports coaching. Funding can also be used for activities that build life skills.

Finding and Keeping a Job: Funding to support you in finding and maintaining employment, including support worker assistance and job placement services.

Improved Relationships: Supports to help you build social skills and relationships in your community, including behavioral therapy services.

Improved Health and Wellbeing: Services that improve your health and wellbeing, such as personal trainers, exercise physiologists, and dietitians.

Capital Supports

  • Assistive Technology: Funding for specialized technology or equipment, such as communication devices, wheelchairs, and other mobility aids.

  • Home Modifications: Funding for modifications to your home environment to make daily living easier, including kitchen and bathroom adaptations.

  • Specialist Disability Accommodation: Funding for higher-cost assistive technology, equipment, home or vehicle modifications, and one-off purchases.

Stated Supports Explained

Stated supports are specific supports or services within your NDIS Plan that have allocated funding and are not flexible. Stated supports lack 'funding flexibility' compared to other types of funding. This means you must use the allocated funding exclusively for these designated supports and cannot reallocate it to other areas or services.

Key Points About Stated Supports

  1. Specific Allocation: Funding for stated supports is earmarked for particular services or supports identified in your NDIS Plan to address your specific needs. This specific allocation ensures that the funds are used precisely for the intended purposes.

  2. Non-Flexible Funding: Unlike other types of funding in your NDIS Plan, you cannot use stated supports funding for any purposes other than what it is specifically allocated for.

  3. Examples of Stated Supports: This could include funding for a particular type of therapy, a specific piece of assistive technology, or any other designated service that has been explicitly outlined in your NDIS Plan.

Why Stated Supports Are Important

  • Ensures Essential Services: Stated supports ensure that funding is available for essential services or equipment that have been deemed necessary for achieving your goals. These essential supports are crucial for maintaining the quality and availability of these services.

  • Prevents Misallocation: It prevents the reallocation of funds meant for essential supports, ensuring that these critical needs are always met.

Considerations for NDIS Participants

  • Review Your Plan: Carefully review your NDIS Plan to understand which supports are listed as stated supports.

  • Plan Accordingly: When planning your budget and supports, ensure you allocate the funding for stated supports as specified. Proper funding allocation is crucial to effectively manage your budget and ensure all necessary supports are covered.

  • Communicate with Providers: Make sure your service providers understand the constraints of stated supports to avoid any funding issues.

By understanding and correctly using stated supports, you can ensure that you receive the essential services and supports needed to achieve your NDIS goals. Communicate with your providers regularly to avoid any funding issues.

How to Manage the Funding in Your NDIS Plan

You have three options for managing the funding in your NDIS Plan:


  • Description: You, or your plan nominee or child representative, manage the funding and pay your providers directly.

  • Benefits: Greater flexibility in choosing providers, including both registered and unregistered providers. You have full control over your budget and payments.

  • Considerations: Requires more time and effort to manage invoices, payments, and record-keeping. It is like running your own company.


  • Description: The NDIA (National Disability Insurance Agency) manages the funding and pays your providers on your behalf.

  • Benefits: Less administrative work for you, as the NDIA handles all payments. Only registered NDIS providers can be used.

  • Considerations: Less flexibility in choosing providers, limited to those registered with the NDIS.


  • Description: A registered plan manager manages the funding and pays your providers for you.

  • Benefits: Combines the flexibility of self-management with the administrative support of agency management. You can use both registered and unregistered providers.

  • Considerations: The plan manager handles all financial aspects and provides regular updates on your budget and spending.

By choosing the management option that best suits your needs and capabilities, you can ensure effective use of your NDIS funding to achieve your goals. Financial management plays a crucial role in selecting the best option for managing your NDIS Plan, ensuring that your funds are used efficiently and effectively.

NDIS Planning and Budgets

Using Your Plan Flexibly: If you’re waiting for a plan change assessment, use your Core support budget flexibly to access necessary disability-related supports. Goal setting is crucial in using your NDIS Plan effectively, as it helps you focus on achieving specific outcomes. Your NDIS Plan can also support further education goals, such as transitioning from school to university or TAFE. Use your funds to purchase supports that help you achieve your goals.

Asking for a Change to Your Plan: Plans are reassessed if there’s a significant change in your life requiring different supports or if your plan is ending. We’ll work with you to understand your needs and determine if a reassessment is necessary.

Urgent Changes in Circumstances: For critical situations involving significant personal changes or risks, call 1800 800 110 for an urgent plan reassessment.

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