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  • Writer's pictureAaron Norrish

NDIS Housing Options To Explore: Comprehensive Guide

The NDIS offers various housing supports to help people with disabilities live independently and safely. NDIS participants, who receive funding through their NDIS plan for Specialist Disability Accommodation (SDA), often require specialist dwellings to reduce their need for person-to-person supports or to improve the efficiency of the supports they receive. Here’s a detailed look at the options available:

ndis housing options

Specialist Disability Accommodation (SDA)

SDA is for individuals with very high support needs or extreme functional impairment. Eligible participants must meet specific criteria to receive SDA funding. SDA funding is included in the NDIS plan for eligible participants to cover disability-related housing costs. It includes homes with accessible features to promote independence and safety. Eligibility requires meeting specific criteria and undergoing an assessment by registered NDIS SDA Assessors.

Supported Independent Living (SIL)

SIL supports people to live independently, either alone or in shared homes, by providing assistance with personal care and household duties. The support can include assistance with daily tasks such as preparing meals. The support can be shared or one-on-one, depending on individual needs. SIL assessments are conducted to determine eligibility and appropriate support levels.

Independent Living Options (ILO)

ILO funding allows participants to choose their preferred living arrangements, such as living with friends or in a host environment. Participants can also choose to live in their own homes with the necessary support. The support includes two stages: exploration and design and implementation of the necessary supports to live independently.

Short and Medium-Term Accommodation (STA & MTA)

STA provides temporary housing for up to 90 days, while MTA is for up to six months. These accommodations provide a safe home environment during the transition period. They are for individuals awaiting permanent housing solutions or home modifications. They offer a safe and secure environment during the transition period.

explore different housing choices

Home Modifications

Home modifications involve structural changes to enhance safety and accessibility, such as installing ramps, grab rails, and stairlifts. These modifications help individuals live more independently and reduce the risk of accidents.

Getting NDIS Housing Support

  1. Check Eligibility: Visit the NDIS website to determine if you qualify.

  2. Get an NDIS Plan: Outline the support and services needed to achieve your goals.

  3. Identify Housing Needs: Determine if you need home modifications, personal care, or specialised accommodation.

  4. Work with a Support Coordinator: Navigate the NDIS system and connect with housing services.

  5. Apply for Housing Support: Provide evidence of your disability and housing needs.

  6. Choose a Provider: Select a provider to help access the services and support you need. If you receive SDA funding, you will need to choose an 'SDA provider' to access the services and support you need.

Mainstream Housing Options

For those not eligible for SDA, mainstream housing options include private rentals, house sharing, public housing, community housing, and staying in the family home with additional supports.

For those with high support needs, specialised housing may be a more suitable option.

Private Rentals or House Sharing

Renting from a landlord or sharing a house can reduce costs and provide flexibility in choosing where and with whom to live. The NDIS can fund home modifications in private rentals, subject to landlord approval. This can help create a suitable home environment for independent living.

Public Housing and Community Housing

Public housing is managed by state governments and may have long waiting lists. Eligible participants can apply for public or community housing. Community housing is similar but managed by non-profits.

Living in the Family Home

Many prefer to stay in their family home, and the NDIS can fund supports like in-home assistance and home modifications. The NDIS can also fund modifications to support independent living in one's own home.

Supported Independent Living (SIL)

SIL funding supports daily living tasks in shared environments, either temporary or ongoing. NDIS participants can access SIL funding to support daily living tasks. Funding levels vary based on the level of support required.


The NDIS offers numerous options for housing support to help individuals with disabilities live independently and achieve their goals. It’s essential to discuss your long-term housing goals with your planner and include them in your NDIS plan to receive the necessary support.

Specialised housing is also available for those with high support needs.

For more information on NDIS housing options, contact the National Disability Insurance Agency at 1800 800 110.

If you are interested in Supported Independent Living (SIL) or other housing options, reach out to providers like Endeavour Foundation for personalised assistance.

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